CLI Group Accident Protection Plan

 

CLI Group Accident Protection Plan

 

CLI Group Accident Protection Plan is a group accident insurance product issued by PT China Life Insurance Indonesia (“CLII”). CLI Group Accident Protection Plan provides the following coverage benefit options such as:

● Accidental Death Benefit
● Accidental Permanent Disability Benefit, and
● Medical Treatment Benefit due to Accident

 

The benefits of CLI Group Accident Protection Plan:

  • 1 Provide comprehensive protection against risks caused by the accident, including risk of death, risk of permanent disability, and risk of injury and the participant receives medical treatment.
  • 1 The coverage benefits are valid worldwide.
  • 1 Custom to fulfill participant’s needs with currency options such as Indonesian Rupiah (IDR), US Dollar (USD), or Chinese Yuan (CNY).
  • 1 Can submit multiple claims up to 200% Sum Assured, with the scheme of additional benefit/Sum Assured.

Key Benefits:

  1. Accidental Death Benefit
    If the participant has an accident during policy term and coverage term, and the accident is the only cause the participant deceases, immediately or within 90 calendar days after the accident occurs, CLII will pay 100% Sum Assured for accidental death benefit.

  2. Accidental Permanent Disability Benefit
    If the participant has an accident during policy term and coverage term, and the accident is the only cause the participant suffers with permanent disability, immediately or within 90 calendar days after the accident occurs, CLII will pay the Sum Assured for accidental permanent disability benefit referring to the list of permanent disability determined by CLII, at a maximum of 100% Sum Assured of accidental permanent disability benefit.

  3. Medical Treatment Benefit due to Accident
    If the participant has an accident during policy term and coverage term, and the accident is the only cause the participant receives medical treatment within 1x24 hours after the accident occurs, CLII will pay the Sum Assured of medical treatment due to accident as per the amount of medical expenses as stated on the official receipt issued by the hospital, at a maximum of 100% Sum Assured of medical treatment due to accident.
Download Product Information Summary (General Version) - Direct Marketing (Bahasa Indonesia)
Download Brochure - Direct Marketing (Bahasa Indonesia)
  1. Participant’s entry age for standard coverage:
    a.Employee and spouse: 18-64 years old
    b.Children of the employee: 1-24 years old, not married yet and not working

  2. Number of participant for standard coverage: Minimum of 100 participants

  3. Policy currency:
    a.Rupiah (IDR)
    b.US Dollar (USD)
    c.Chinese Yuan (CNY)

  4. Premium paid to CLII includes acquisition fee (including marketing commissions and commissions to business partners who cooperating with CLII to market the insurance product), admin fee and general expenses.

  5. Insurance fee that will be billed directly to the policyholder for standard coverage:
    a.Policy printing fee: IDR180,000 per policy, which will be billed for policy duplicate printing fee. The first policy printing fee already calculated in the insurance premium.
    b.Insurance certificate printing fee: IDR3,500 per certificate, which will be billed for certificate duplicate printing fee. The first certificate printing fee already calculated in the insurance premium.
Minimum of Sum Assured Maximum of Sum Assured
IDR10,000,000 IDR1,500,000,000
USD600 USD95,000
CNY4,500 CNY681,000

Premium amount will follow the requirement of minimum and maximum of Sum Assured.

  1. Direct Marketing
  1. CLI Group Accident Protection Plan is an insurance product issued by CLII.

  2. Prospective policyholder must read carefully and understand the product and have the right to ask the marketing officer for all matters related to this product.

  3. CLI Group Accident Protection Plan products have been reported and approved by Otoritas Jasa Keuangan (OJK) in accordance with the applicable laws and regulations.

  4. CLI Group Accident Protection Plan is marketed by CLII licensed marketing officers who is also supervised by the OJK or life insurance associations appointed by the OJK.

  5. The information on this website is not a contract with CLII. Further detailed information, terms and conditions of CLI Group Accident Protection Plan can be referred to the Policy issued by CLII.